Titan Loan Fund
| Total Assets | $115 Million | |||
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Commercial real estate lending can be a delicate balancing act for many financial institutions. In order to maintain a proper mix of loan assets, lenders must avoid over-concentration of particular asset types and/or geography. Similarly, they need to maintain acceptable risk profiles, improve ratios, and ensure ample free capital. By selling various currently owned loan assets, lenders can strike this tricky balance, preserve relationships and, when necessary, resolve problem assets with certainty. Working out agreeable resolutions to loans involving distressed assets presents a number of uncertainties. How long will it take to return these assets to full performance? What will the resolution cost in terms of legal fees, staff time and lost opportunities? Attempting to resolve these situations with any degree of certainty can be costly, time-consuming and, quite often, futile.In most cases, selling loan assets provides lenders with an established return, a defined endpoint, substantial savings in legal fees, and better allocation of resources both human and financial. The sale of loan assets can also improve the ratios and risk profiles of a financial institution and can help negate the regulatory oversight associated with high-risk assets in which loans are distressed. Additionally, when an institution sells a loan asset, it can free its Loan Loss Reserves and redeploy both the proceeds and reserves, thereby improving portfolio balance and risk profiles. Finally, the seller can preserve important lending relationships that are jeopardized by unusual or unique problem assets.
The Fund was established to identify, evaluate, and acquire all types of commercial real estate loan assets - providing a host of benefits to financial institutions and an attractive investment opportunity to its limited partners.
The Fund is a dedicated to the acquisition of commercial real estate loan assets throughout the United States. Managed by Titan Capital Investment Group, LLC, the Fund is putting capital to work by acquiring performing, classified, sub-performing and non-performing loans ranging in values from $1 million to over $15 million. In addition to single-asset purchases, Titan also considers the acquisition of asset portfolios with values in excess of $10 million.
Titan focuses its investment on the following assets categories:
Performing Loans - Traditional commercial mortgage loans, performing to terms with maturities of less than five years.
Classified Loans - Loans of concern or ‘watch list’ candidates that are usually performing as to debt repayment.
Sub-Performing Loans - These are loans which may have a soft covenant default or a monetary default. Such defaults may include such things as missed or partial payments, a clear decrease in collateral value, the loss of a major tenant or a loan maturing without repayment.
Non-Performing Loans - Loans that are in strict monetary default with no payments being received by the lender.
The Fund acquires loans with collateral including multifamily, retail, office, industrial, hospitality and recreational properties. Titan offers financial institutions and other loan sellers an attractive and prudent opportunity – to resolve problem loans quickly and realize the highest possible returns. It also provides these same institutions the ability to preserve important lending relationships that may be threatened by unusual or one-time circumstances.
During their combined careers, the members of the Titan operating team have collectively managed and resolved over $2 billion of assets consisting of loans, real estate, operating subsidiaries, and joint venture interests in real estate development. Titan’s managers have deep, applied expertise in all facets of commercial real estate, including development and appraisal.